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(for real)
Have you been wanting to ask me a question?
I LOVE receiving mail (of any kind) and respond to every email that I receive… so send away!
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Howdy from OKC! My husband and I turn 60 this month and considering the move to Mexico in the next couple of years. We’ve visiting Merida and Lake Chapala in January to check them out. We love PV and have been many times. Do you have some general info on health insurance costs that you could send so I can consider that in our budget? We are very healthy, very active, and vegetarian. I have some good friends that retired way early and just pay as they go for medical there, but I would feel better about some kind of coverage if anything major could crop up.
I just found and subscribed to your site so will check it out!!
Thanks so much!!
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Hi Brian! I’d be happy to help.
So that I can pull together some quotes for you and help you start considering your options, please fill out the relevant information on this secure form (it only takes 1 minute!)
Because healthcare is relatively inexpensive in Mexico (compared to the US), it’s a common misconception that paying out-of-pocket is a financially wise plan. Certain things (like yearly physicals, and even minor urgent care visits) are quite inexpensive. NOT cheap, though, are the expenses incurred when a major health event (like a heart attack or aneurysm) or a polytrauma (like a car accident) occurs.
Also – almost all private hospitals (the highest quality option) require patients to provide a deposit or show proof of insurance before they will admit or administer treatment. This deposit can run 50,000USD or more depending on the situation. If you do not have the deposit, or accepted insurance, you do not receive treatment and will not be admitted. You will have to go wait at a public hospital.
Even if you are a resident and have already paid into the IMSS system, the public hospitals are overloaded and better for minor events. They are not so adequate for complex or complicated medical situations requiring emergency and/or prolonged care, because there are significant wait times, in most areas in Mexico.
I urge all expats living in Mexico to have insurance for, at minimum, catastrophic events, to protect their lives and their savings.
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